Who We Are

P H M L - The Police HMO

The Police Health Maintenance Limited is established by the Nigeria Police Force (NPF) and duly accredited by the National Health Insurance Scheme (NHIS) as a Health Maintenance Organization (HMO), to provide the best healthcare for all eligible Police personnel.

Our Aim

Address Service Failure Gaps

Borne from the renewed commitment of the Nigeria Police Force (NPF) to ensuring that Officers & Men of the NPF & their families have access to affordable healthcare, by addressing the service failures encountered by Officers and Men of the NPF in accessing care under the NHIS Scheme.

Our Purpose

Excellent Healthcare for the NPF

To improve healthcare services within the Police healthcare facilities and others, to ensure that all Police HMO enrollees receive quality healthcare, to ensure that all Police officers and their families are captured into the scheme and to give the NPF full coverage of all diseases including diseases in the NHIS exclusion list.

Police HMO History

Emergence of Police HMO

A Brief History

The need to have a dedicated HMO to manage the healthcare needs of the personnel of the Nigeria Police Force necessitated the establishment of the PHML in 2007. PHML was accredited by the National Health Insurance Scheme (NHIS) in 2011 and began operations in 2013. Remarkably, the organization was able to grow it’s enrollee base from 0 to 35,000 lives within its first six months of operations.

Today, the organization has grown with over 2,000 hospitals in our network and 36 offices nationwide.

Our VisionOur MissionOur Core ObjectiveOur Goal


To become a major hub in the health maintenance organization business and stand as revolutionaries in the Country’s health sector.



To promote efficient, effective, convenient and comprehensive healthcare delivery to the Officers and Men of the Nigeria Police Force and their families.


To ensure that personnel and family get comprehensive and high quality health care through regular disbursement of funds and materials to the Health Care Providers (HCPs) and monitoring the standard of health care delivery regularly.


To ensure that through our organization, resources are utilized to deliver effective, comprehensive and cost-effective healthcare to the Officers and Men and their families through a network of registered health care providers.